In case you just fell off the turnip truck...Today's environment has become highly specialized. Most people see insurance as a necessary evil. I have people call me everyday who "just want the cheapest premium possible"with no regard for correct coverages. "COVERAGES"??? "Insurance is just a rip off and I have never had an accident in my life"!! A "policy peddler" will simply "take the order". They might as well be working at McDonald's. The policy peddler cares only about their commission and NOT about protecting YOU or your PROPERTY. The Trusted Insurance Advisor will ADVISE and help YOU make wise intelligent CHOICES.
Insurance Companies, along with everybody else that is struggling to take make money in this economy, are looking for ways to reduce their risk and push more risk, regulations and pitfalls in YOUR path. For example, If you hit something in the road, is it covered under Comp. or Collision?? It depends on how YOU answer the adjusters INTERROGATION. He or she will be trying to figure out based on YOUR words if the object that you hit was moving or stationary. On one hand it will be your fault and will show as an "at fault" accident and cause your rates to go up for 3 YEARS. Has YOUR Agent EVER asked you about a coverage called :Business Personal Property away from the dwelling"? What is that you ask?? For example, if you use your personal laptop for business and the laptop is Stolen from your car.....your Homeowners Policy, unless you adjust your Policy, will ONLY PAY YOU $250.00 This is true of ANY Personal Property that you use to make money in ANY FORM or Fashion.
POLICY PEDDLER or TRUSTED INSURANCE ADVISOR.... Which do you want??
CALL THE INSURANCE COWBOY TODAY and enjoy the PEACE of MIND that comes from having a TRUSTED ADVISOR on your TEAM!!
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